Processing at no cost to the Merchant
Why is a merchant account necessary, and what is it?
Do you still have to pay to be paid?
Your company can now accept credit cards at no processing cost to the merchant thanks to recent
changes in the law and the development of our unique software. Today, we presents a cost-free processing solution!

It’s 100% legal
Our services comply with all legal requirements, ensuring you operate with complete confidence.

No Hidden Fees
Transparent pricing you can trust—no surprises or extra costs, just straightforward affordability.

Easy to Start
Simplified processes make getting started effortless, so you can focus on growing your business.
Each credit card merchant has unique requirements.
Select a provider of all-in-one payment solutions.
We provide knowledgeable support in choosing the best merchant credit card processing option for your particular requirements.
Observe PCI guidelines
We assist you in adhering to PCI rules in order to safeguard both your and your clients' data.
Accept multiple payment options
Our merchant credit card processing solutions enable you to take payments through a mobile device, eCommerce store or website, POS device, web browser with a virtual terminal, and more.
Small business merchant accounts
What is a merchant account (and why do you need one)?
Retail establishments, eateries, and other company kinds can take payments using credit cards, debit cards, or mobile wallets thanks to a unique kind of bank account called a merchant account. It serves as a go-between for your company and the banks that issue the cards.
Card acceptance requires merchant accounts, or their third-party equivalents. Your company will only be able to accept cash or checks if you don’t have this kind of account.
Get Started Today
Ready to streamline your payment processing and boost your business’s efficiency? Contact us today to learn more about our merchant services. Our team will work with you to create a customized solution that aligns with your goals and ensures your success.
At Payrun Inc, we’re committed to providing exceptional merchant services that empower your business to thrive in a competitive marketplace. Let’s grow together!
Ready to
work with us?
Now that you know us, get ready to make things easier for your business. You can call us, start the registration process online, or use our live chat to get your questions answered right away.
Call (860) 844-3611
Card Processing Pricing Models Compared
| Model | How it works | Good to know |
|---|---|---|
| Flat rate | One percentage plus a fee on every card | Simple, but often costs more at higher volume |
| Interchange plus | Card network cost plus a fixed markup | Transparent, usually fair for growing businesses |
| Tiered | Rates grouped into qualified and non-qualified tiers | Can hide higher costs in the non-qualified tier |
| Cash discount | Card prices include a service fee and cash customers get a discount, where permitted by law | Can bring processing cost to near zero for the merchant |
How Our Zero-Cost Processing Program Works
With a compliant cash discount program, your posted prices reflect the card price and customers who pay cash receive a discount. The processing cost is covered by the price difference instead of your margin. We set up signage, receipts and terminal settings to follow card network rules and state law, and explain exactly what your customers will see before you start.
Learn the basics in what is a merchant account, interchange fees explained and how merchant services maximize profits. Call (860) 844-3611 for a free statement review.
More Questions, Answered
Is zero-cost processing legal?
Cash discount programs are allowed when they follow card network rules and state law. We set up the program to be compliant for your location.
Can you review my current processing statement?
Yes. Send us a recent statement and we will show you what you pay today and how our options compare.
Does processing work with my POS system?
Yes. US Payrun processing is built into our terminals so every payment appears in your POS reports.